Original Medicare (Parts A & B)
The two parts of Original Medicare are Parts A & B.
Part A helps cover inpatient hospital stays, hospice, and skilled nursing care.
Part B helps cover outpatient hospital care, preventative care, doctors’ visits, and other services.
If you are not automatically enrolled in Medicare, you can apply with the Social Security
Medicare Supplement Insurance Medicare Supplement
Insurance (or Medigap)
a private form of health insurance that helps cover certain Original Medicare deductibles, copayments, coinsurance
and other costs. There are ten standard plan options available in most parts of the country.
Note: You must have Original Medicare Parts A & B to buy a Medigap policy.
You cannot have a Medigap insurance policy if you are enrolled in Medicare Part C.
Medicare Advantage (Part C) Medicare Advantage plans
a private form of health insurance that use network providers to provide the same benefits as Original Medicare.
Some plans may include other benefits such as
- and vision services
Note: You must have Original Medicare Parts A & B before enrolling in a Medicare Advantage Plan. You
cannot enroll in a Medicare Advantage Plan if you have a Medigap policy.
Medicare Prescription Drug Plans (Part D) Medicare
Part D plans
provide prescription drug coverage.
Medicare Part D is compatible with original Medicare (Part A & Part B) as well as Medigap and Medicare Advantage.